🤝Coinstancy Investment Manifesto (CIM)

STABLECOIN POOLS

• How it works “Pool DYNAMIQUE” : Using stable-stable liquidity pools, we carry out yield farming. Yield farming consists in depositing crypto-assets on a protocol, and being remunerated in tokens from the protocol. However, to compensate for this remuneration in tokens other than those deposited, there are solutions such as Beefy Finance, which offer vaults. These vaults automatically transform the token received into the crypto-asset we initially deposited. The aim is to limit the risk of volatility as much as possible. Returns are compounded.

• How it works “Pool CONSERVATRICE” : We deposit stablecoins in the Uniswap and/or Compound and/or MakerDAO protocol pools. Returns are paid directly into the deposited token and compounded.

• How it works “Pool PRUDENTE” : We deposit stablecoins in the Aave protocol pools. Returns are paid directly into the deposited token and compounded.

Used protocols : Beefy Finance; Curve; Aerodrome; Velodrome; Uniswap; Sushiswap; Pancakeswap; Balancer; Compound; Pendle; Morpho; StakeDAO; Stargate; Usual Money; Angle Protocol; Aave; MakerDAO; Sky Protocol; Moonwell.

Stablecoins USD used : crvUSD; USDC.e; USDT; USDC; sUSD; DAI; USDbC; LUSD; GHO; axlUSDC; USD0; USDS. Stablecoins EUR used : EURC; EURA.

Cross-chain transfers : In order to maximize the potential returns on our stablecoins, we use as many blockchains as possible (i.e. Linea, Binance Chain, Optimism, Arbitrum, Polygon, Base).

We therefore use a bridge to transfer our liquidity from one blockchain to another. The bridge selected is Jumper, which enables low-cost cross-chain transfers. The Relay.link bridge will be used in the event of unavailability of a transfer with Jumper.

Receiving assets : They are received on a multisig address and placed in pools via this multisig address.

Good to know: interest is paid at 23:59 UTC+2 on the day following the deposit.

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THEMED POOLS

How it works : We exchange our customers' stablecoins into several crypto-assets according to a pre-defined allocation. These allocations, known as “strategies”, are composed exclusively by Coinstancy and are related to a specific theme.

Transferts cross-chain : We use a bridge to transfer our liquidity from one blockchain to another (i.e. Linea, Binance Chain, Optimism, Arbitrum, Polygon, Base). The bridge selected is jumper, which enables low-cost cross-chain transfers. The Relay.link bridge will be used in the event of unavailability of a Jumper transfer.

Receiving assets : They are received on a multisig address and exchanged via this multisig address.