FAQ

Do I need crypto experience to use Coinstancy?

No. The platform is designed to work automatically. You only choose your pool and deposit.

Do I keep control of my funds?

Yes. Funds are held in a multi-signature wallet. No single person can act alone.

Can I withdraw my funds at any time?

Yes. There is no lock-up. You can request a withdrawal whenever you want.

Are returns guaranteed?

No return in crypto is ever guaranteed. However, we only use stablecoins and protocols with strong security records to reduce volatility and risks.

Are my funds deployed on different blockchains?

Yes. Funds can move across several chains to access better yield opportunities. Transfers are done through audited bridges and controlled by our internal risk limits.

How can I claim my rewards?

You don’t need to. Rewards are automatically collected and added to your balance every day.

What are the risks?

The main risks are smart-contract failure and stablecoin instability; we reduce exposure by limiting allocation per protocol and using insurance.

What happens if a protocol is hacked?

We never allocate more than 25% to a single protocol and we use insurance. If one protocol fails, funds are moved away and an insurance claim is filed.

Who covers the costs when portfolios are rebalanced?

Rebalancing costs are included in the platform operations. They are optimized to remain as low as possible.

Can I choose or modify the protocols used?

Not directly. Protocol selection follows a risk and yield evaluation framework. You receive the optimized allocation.

Can I create and manage my own investment strategy on Coinstancy?

Not inside Coinstancy. The platform provides managed strategies designed to be simple, stable, and controlled.

Which stablecoins are supported?

Main USD and EUR stablecoins with strong liquidity and transparent backing. Selection may update over time based on risk evaluation.

Is Coinstancy regulated?

Coinstancy operates from French Polynesia under local legal and compliance requirements. Our custody and operational controls follow industry security standards (multisig + insurance + reporting).

Is Coinstancy a trading platform?

No. There is no trading or speculation. The yield comes from stable liquidity and lending activity.

Do I need to manage my positions myself?

No. The strategy runs automatically. You don’t need to monitor or adjust anything.

What happens if Coinstancy stops operating?

Client funds are separated from company funds. They are not used for company expenses and remain fully available. If Coinstancy stops, client assets are still accessible and can be withdrawn.